Privacy Policy

How Lenme collects, uses, and protects your personal information.

1. Information We Collect

We collect information you provide directly, such as your name, contact details, identity documents, income information, and linked bank account data used to verify eligibility and facilitate loans.

We also collect technical data automatically, including device information, IP address, and usage activity, through cookies and similar technologies.

2. How We Use Your Information

We use your information to verify your identity, facilitate loan requests and funding, communicate with you, prevent fraud, comply with legal obligations, and improve our services.

3. How We Share Information

To operate the marketplace, certain information is shared with investors considering your request and with service providers such as credit bureaus, identity-verification partners, and payment processors.

We may disclose information when required by law or to protect the rights and safety of users and the platform.

4. Data Security

We use administrative, technical, and physical safeguards, including encryption, to protect your information. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

5. Your Choices and Rights

Depending on your jurisdiction, you may have rights to access, correct, delete, or restrict the use of your personal information. Contact us to exercise these rights.

You can manage cookie preferences through your browser settings.

6. Data Retention

We retain your information for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce agreements.

7. Children's Privacy

Our services are not directed to individuals under 18, and we do not knowingly collect information from minors.

8. Changes to This Policy

We may update this policy from time to time. Material changes will be communicated through the app or by email, and the updated policy will be posted here.

9. Contact Us

For privacy questions or requests, contact us at [email protected].